- Population characteristics
- Applied behavior characteristics
- Device characteristics
- Financial characteristics
- Social network features
Have You Ever Encountered These Challenges?
Low User Information Coverage
Your company has limited user information while external credit reports do not cover all new users
Ineffective Risk Control Model
Your company faces bottlenecks in risk control model and needs more diverse data to improve model effectiveness
Lack of Customer Risk Assessment
To improve the operational efficiency of existing users, it is required to consider both willingness and risks
Unstable Data and Lack of Model Diversity
Externally collected third-party data have fewer derivatives and are less traceable. It is hard to decompose the characteristics of "scores" and to tailor characteristics or models
FinTech Product Functions
We provide anti-fraud-related applied behavior information that includes multiple dimensions and different time slices, as well as characteristic information obtained through machine learning algorithms based on device information.
Based on our internal data, we extract characteristics from information about apps and devices. Based on relevant risk control/performance and through various algorithms like logistic regression, random forest, machine learning, and patent dimensionality reduction, we have developed a scoring system covering "marketing" and "risk" scoring products that can go live easily.
We can work with you to build risk control models like an F1 winner's racing car that is fast and safe.
- Customized factor development
- Local sandbox environment
- On-site modeling support
Why Should You Choose FinTech?
Wide Data Coverage
Installed in more than 1.4 million apps in China, our SDKs have covered more than 90% of mobile devices in China, monitoring 1.36 billion active devices each month. Our data cover 2 million+ apps in 22 industries and 206 sub-industries.
Data Compliance and Fast Update
The data are all collected through our SDKs, which are more compliant and risk-free. With the response time within 200 milliseconds and automated data collection systems, daily data updates can be ensured.
Wide Indicator Coverage
We can fully analyze user behaviors based on thousands of special risk factors, and provide traceable financial, population attributes, hobbies, and other related factors based on scenario needs.
More Flexible Ways to Access Data
We support joint modeling, flexible deployment, offline batch processing, and invoking interface online.
Application Scenario
Pre-loan
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User acquisition
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Portraits
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Anti-fraud
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Access to credit granting
User grouping
risk factors、iAudience tags
Fraud grading
Negative behaviors、Blacklist、risk factors
Loan-In
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Credit limit increase
Risk control grading
risk factors
Post-loan
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Post-loan management
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Overdue collection
Abnormal behavior alarms
Abnormal behaviors、risk factors
Solvency assessment
risk factors、iAudience tags
Contact Us
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